changes to California Local and state laws have opened the door for homeowners to build auxiliary housing units (ADU) in their backyards. The ADU, commonly referred to as the “mother-in-law” unit, is becoming a very popular method of finding affordable housing for family members and Marc Coons, Paso Robles Home Lender has some tips to help with financing.
PASO ROBLES, California., October 29, 2022 /PRNewswire-PRWeb/ — Changes to California Local and state laws have opened the door for homeowners to build auxiliary housing units (ADU) in their backyards. The ADU, commonly referred to as the “mother-in-law” unit, is becoming a very popular method of finding affordable housing for family members and Marc Coons, Paso Robles Home Lender has some tips to help with financing.
Although cities and counties have relaxed zoning laws to allow ADUs, they haven’t necessarily relaxed all building codes. In fact, most of the time, the advent of ADUs has resulted in an entirely new set of building codes and permitting processes. Depending on the city or county, some of the restrictions may include:
- Square footage limitations for an ADU.
- Restrictions on rentals to non-families.
- Restrictions on using the ADU as a holiday home.
- pitch requirements.
- Fire and emergency access.
The first tip for adding an ADU to the property is to check local building codes to ensure building codes are being followed. That Paso Robles lender says there are few things as frustrating as being in the middle of construction when a code enforcer shows up, red flags the building, and halts the work.
Options for adding an ADU to a residential property include:
Extension to house or garage.
Purchase and installation of a ready-made ADU.
Creating a custom ADU.
Once all initial reviews and inspections have been completed and permits have been issued, construction can begin. Some of the most common ways of financing an ADU include any form of financing that would apply to a remodel or new build:
- refinancing…
