New York hit-and-run accident attorney Glenn A. Herman, Esq. Comments on Andy Eduardo Gil
Hit and run death.
The streets are not as safe as they should be. Early Thursday morning, 21-year-old Andy Eduardo Gil was killed by a hit-and-run driver on East Houston Street. This is the second reported hit-and-run death in New York in as many weeks.
Accident and fatality insurance coverage available in New York is very limited for those who do not own a vehicle and have supplemental coverage.
If the victim owns a motor vehicle or lives with a relative who owns a motor vehicle (a household policy), the victim’s own insurance policy provides New York No-Fault Insurance benefits. The no-fault insurance provides money for hospital and doctor bills as well as lost wages, among other things. The victim’s household policy also provides benefits to uninsured motorists for the victim’s pain and suffering and wrongful death. The amount of this coverage varies and depends on the amount of coverage purchased.
If the victim does not own a motor vehicle or does not live with someone who does, a New York state agency called The Motor Vehicle Accident Indemnification Corporation (MVAIC) is required by law to provide no-fault benefits. Total No-Fault benefits are capped at $50,000. The amount of pain and suffering and wrongful death compensation that MVAIC will provide is also limited to the New York State minimum of $25,000 for injury and $50,000 for wrongful death.
We encourage everyone who owns a car to purchase the highest level of no-fault und underinsurance coverage they can afford to protect themselves and their family members. We also recommend that anyone who does not own a car take out insurance known as non-owner car insurance. Non-owner car insurance offers…
