Prepare for next year’s Medicare coverage if you are one among the 36 million seniors in America. For those who are 65 and above years of age with no other coverage, Medicare is the only health insurance option.
Medicare covers even younger people suffering from permanent kidney failure and a few other ailments. A range of services and supplies in health care settings like physician’s offices are covered by Medicare. It is now time to reach out for Medicare which opens enrollment from Saturday.
In order to avoid coverage conflicts from January, it is wise to join the scheme earlier and not wait for the December 31st deadline. You have to choose between the two payments options of co payments or monthly premiums.
You can also choose the original Medicare which covers visits to the doctor or hospitals and the prescription drugs. If you are smart you can analyze and decide on the best money saving option.
In order to get started look for your Medicare card if you already have one and along with any correspondence with them and your social security card visit the website www.medicare.gov.
For those without access to the internet, they can call Medicare directly over the phone to be guided on what has to be done. The most important aspect is choosing the right insurance plan based on individual requirements.
The handbook Medicare & You 2009 available at their website provides important guidelines on choosing your coverage.
