A fire can cause havoc not only to buildings but also to lives. One needs expertise to deal with the devastation. Dallas insurance litigation lawyer, Attorney Amy Witherite of Eberstein and Witherite, LLP, Dallas, Texas has been dealing with cases of property damage litigation.
Amy empathizes and understands the problems related to devastation and destruction caused by fire. The Santa Ana winds added to the fury of the wildfires in Los Angeles California, recently.
It affected 2000 acres of land and nearly 1200 people had to be evacuated. This naturally led to a lot of damage to lives and property. The law firm of Eberstein and Witherite has dealt with numerous cases and offers public advice too to help victims to assess the damage and then even to file the cases if they are complex and get insurance claims. Amy has various suggestions for filing an insurance claim.
The first thing one should do is to get an estimate of the cost for replacing the home.this can be had from reliable sources like AccuCoverage.com. for a charge of $7.95 it gives you all the relevant data. After you have all the data you can compare it to the data on the declarations page of your insurance policy. Read between the lines. The best is if your policy covers “replacement cost” instead of “actual cash value”. The latter would cover only half the cost of replacement. Read carefully for the exceptions clause. Normally a policy covers all valuables like jewelery, antiques etc. buy floaters, add an inflation guard clause and also a replacement –cost endorsement for your policy. Have a list of your assets along with their photographs. For a free inventory software, check out iinc.org. Click on the “e-Tools” button.
It is wiser to spend a lot on the policy as it pays in the long run. The Dallas personal injury law firm of Eberstein and Witherite suggest that you should contact professionals to get your claim.
Law Office of Eberstein & Witherite
3100 Monticello, Suite 500
Dallas, Texas 75205
Toll Free: (888) 407-6669